If someone is injured in a workplace accident, the employer has a legal obligation to pay personal injury compensation. However, it is not the company itself who pays the compensation amount.
Most companies have an insurance policy for situations like these, and it is the insurer who is liable to recompense the victim(s). You need a lot of guidance and you can seek the assistance from Toronto injury lawyer.
Procedures for applying worker’s compensation may differ from place to place. However, here are a few basic guidelines:
Report the Injury within the Deadline
Most insurance law systems have a short period of time within which a workplace injury must be notified and reported. If you or a coworker has suffered an injury, first course of action must be to inform the employer about it. A compensation lawyer can help in identifying and reporting the injury within the legal deadline.
Base Your Claim on Evidence
As successful injury claim has to be backed with a strong case. In order to ensure this, you may need to gather as much evidence as you can get. Personal injury lawyers have experienced legal teams who investigate the accident, determine its cause, and gather evidence to make the claim indisputable.
Common Problems Related To Work Injury Claims
Work injury claims may present numerous hurdles which are not encountered when dealing with a simple personal injury claim. The employment status can be an obstacle when applying for injury claims. There have been numerous cases where workers who thought they were employed were actually sub-contracted, agency workers, or self-employed. You may be claiming compensation from an authority that is not liable in the first place. Secondly, the insurer may argue that the negligence factor rests with you and not the company. If it is proved that the victim contributed to his injuries due to negligence, the claim is deemed void.
As is apparent from the above discussion, work injury claims mean a lot of work with various aspects to be considered. Get legal consultation from personal injury lawyers to determine the best course of action.